Consumer Loan Rates

Personal Loans

Unsecured personal loans are available for any purpose.

You choose what you need and how long; we personalize them to YOU.

TermFixed APR* as low asMaximum LimitMonthly Payment per $1000.00 Borrowed
1 Year8.75%$25,000.00$87.35
2 Year9.75%$25,000.00$46.04
3 Year10.75%$25,000.00$32.63
4 Year11.75%$25,000.00$26.22
5 Year12.75%$25,000.00$22.64
6 Year15.50%$25,000.00$21.43

The terms of repayment, which reflect the repayment obligations over the full term of the loan, including any balloon payment i.e. 60 monthly payments of $12.64 per $1,000 borrowed at 12.75% APR

Christmas/Vacation Loan

Christmas and Vacation Loans are offered up to a 1-year term, $5000.00 Maximum loan amount.

TermFixed APR* as low asMonthly Payment per $1000.00 Borrowed
1 Year8.50%$21.43

New and Used Auto Loan Rates

Get Pre-approved today BEFORE you start shopping for your vehicle, saving you time and hassle at the dealership. A pre-approved auto loan is valid for 30 days.

We offer new and used automobile loans with financing up to 100% of the cost of the new or used vehicle with maximum loan amount up to $75,000.00 and loan terms up to 84 months!

TermFixed APR* as low as Monthly Payment per $1000.00 Borrowed
3 Year4.240%$29.64
4 Year5.125%$23.09
5 Year5.240%$18.99
6 Year5.240%$16.23
7 Year5.240%$14.25

New and Used Auto Rates shown are for A credit applicants financing less than 80% Loan-To-Value and include the maximum .35% relationship discount available. Additional discounts available based on Loan-To-Value. Please speak with a loan officer for more details and to see if you qualify.

New and Used Motorcycles

We offer new and used motorcycle loans with financing up to 70% of the cost of the new or used motorcycle with maximum loan amount up to $75,000.00 and loan terms up to 60 months!

Product DescriptionMaximum TermFixed APR* as Low asMonthly Payment per $1000.00 Borrowed
New/Used 2024-20255 Years6.000%$19.34
Used 2015-20235 Years6.750%$19.69

Loan to Value, based on the unit price of NADA Average Retail Value.

Recreational Vehicles

We offer recreational vehicle loans with financing with maximum loan amount up to $75,000.00 and loan terms up to 10 years based on year of vehicle.

Product DescriptionTermFixed APR* as Low asMonthly Payment per $1000.00 Borrowed
New/Used 2015-20255 Year6.750%$19.69
New/Used 2015-2025up to 10 Year7.750%$12.01

  • *APR = Annual Percentage Rate.
  • Your actual rate may be different than the advertised rate based on your credit score.
  • Other terms may be available.
  • All rates are subject to change without notice. Please call for details. Rates effective 02.19.26

Need Assistance?

Call (413) 782-3161