Consumer Loan Rates

New and Used Auto Loan Rates

Get Pre-approved today BEFORE you start shopping for your vehicle, saving you time and hassle at the dealership. A pre-approved auto loan is valid for 30 days.

TermFixed APR* as low as Monthly Payment per $1000.00 Borrowed
3 Year5.000%$29.97
4 Year5.250%$23.14
5 Year5.500%$19.10
6 Year6.490%$16.81
7 Year6.990%$15.09

The terms of repayment, which reflect the repayment obligations over the full term of the loan, including any balloon payment i.e. 60 monthly payments of $18.87 per $1,000 borrowed at 5.50% APR

We offer new and used automobile loans with financing up to 100% of the cost of the new or used vehicle with maximum loan amount up to $75,000.00 and loan terms up to 84 months!

New and Used Auto Rates shown are for A credit applicants financing less than 80% Loan-To-Value and include the maximum .35% relationship discount available. Additional discounts available based on Loan-To-Value. Please speak with a loan officer for more details and to see if you qualify.

New and Used Motorcycles

Product DescriptionMaximum TermMaximum LimitFixed APR* as Low as
New/Used 2024-20255 Years$75,000.006.000%
Used 2015-20235 Years$75,000.006.750%

Financing available up to 70% Loan to Value, based on the unit price of NADA Average Retail Value.

Recreational Vehicles

Product DescriptionTermsMaximum LimitFixed APR* as Low as
New/Used 2015-20255 Year$75,000.006.750%
New/Used 2015-2025up to 10 Year$75,000.007.750%

  • *APR = Annual Percentage Rate.
  • Your actual rate may be different than the advertised rate based on your credit score.
  • Other terms may be available.
  • All rates are subject to change without notice. Please call for details. Rates effective 10/01/2025.

Need Assistance?

Call (413) 782-3161