Our Prime Checking Account gives you the everyday flexibility of a checking account with the added benefit of earning higher dividends—much like a money market account. It’s the perfect choice for members who want their money to work harder without giving up convenient access to their funds.
With Prime Checking, your balance earns competitive tiered interest, allowing you to grow your savings simply by keeping funds in your account. You’ll enjoy the same features you expect from a traditional checking account—like debit card access, online and mobile banking, and unlimited transactions—while benefiting from the enhanced earnings typically associated with money market accounts.
If you’re looking for a smarter way to manage daily spending while maximizing your earnings, our Prime Checking Account offers the best of both worlds.
| Balance | Interest Rate | Annual Percentage Yield (APY) |
| $0.00 – $1,499.99* | 0.05% | 0.05% |
| $1,500.00 – $4,999.99 | 0.10% | 0.10% |
| $5,000.00 – $9,999.99 | 0.30% | 0.30% |
| $10,000.00 – $49,999.99 | 1.75% | 1.76% |
| $50,000.00 – $99,999.99 | 1.97% | 1.98% |
| $100,000.00 & up | 2.25% | 2.28% |
* $10.00 MONTHLY FEE IF BALANCE FALLS BELOW $1,500.00.
Fee could reduce the earning on the account. Rates as of 5.13.2026
