Find the Right Mortgage with GRSCU
Explore a variety of mortgage options with GRSCU—from 10-year to 30-year fixed-rate loans for both homes and condos. Whether you’re buying your first home or refinancing, our experienced lending team is here to help you choose the loan that fits your needs. From application to closing, we’ll guide you every step of the way.
Mortgage Originator-Lynn Bovat
(413)782-3161X133
NMLS#1821676
Start your Homebuying Journey with Confidence
Whether you’re ready to buy now or just starting to explore, GRSCU is here to help. Our pre-approval process gives you a clear picture of how much you can borrow, helping you set a realistic budget and showing sellers you’re a serious buyer.
Not quite ready to make an offer? No problem. Our mortgage team can provide a prequalification, a quick and easy way to understand where you stand financially. It’s a great first step toward homeownership—no commitment required. Connect with us today to start planning your path to a new home.
FlexRate Mortgage: A Smarter Way to Borrow
Lock in peace of mind—and unlock future savings. GRSCU’s FlexRate Mortgage gives you the security of a fixed rate for 30 years plus the power to modify if rates drop. With our exclusive Float-Down Option, you can reduce your interest rate once—at no cost—within the first five years of your loan. It’s the smart choice for members who want long-term stability with short-term flexibility. If you believe rates may drop in the coming years, FlexRate gives you the freedom to benefit—without refinancing!
No fees and no hassle.
It’s our way of helping you save more and stay ahead.
Everyday Heroes Mortgage
At GRSCU, we believe in supporting those who serve our communities every day. Our Everyday Heroes Mortgage Program is designed for teachers, healthcare workers, first responders, active military, and veterans. This special program offers reduced closing costs, and personalized support to make homeownership more accessible and affordable. It’s our way of saying thank you for the work you do.
First Time Home Buyer Mortgage
Buying your first home is a big milestone—and GRSCU is here to make it easier. Our First-Time Homebuyer Program offers low down payment options, competitive rates, and personalized guidance from start to finish. We’ll walk you through the entire process, helping you understand your budget, loan options, and what to expect at closing. Plus, you may qualify for special incentives and educational resources to help you feel confident every step of the way.
Construction Mortgages: Made Simple
At Greater Springfield Credit Union, we’re here to help you build the home you’ve always imagined. Our construction mortgage solutions offer flexible financing, interest-only payments during the building phase, and a seamless transition to a permanent loan once construction is complete. Plus, with local decision-making and personalized service, you’ll work with people who understand your goals—and your neighborhood. Let’s build something great together.
