A GRSCU Savings Account is a smart way to build your financial foundation. Whether you’re saving for a rainy day, a big purchase, or future goals, our savings accounts offer:
- Competitive dividend rates
- Easy access to your funds
- No monthly maintenance fees
- Federally insured deposits
Start saving with confidence and watch your money grow—one deposit at a time.
Share Savings Account Rates
| Product Description | Minimum Balance to earn advertised APY* | Interest Rate/Dividend | APY* |
| Regular Share | $25.00 | 0.05% | 0.05% |
| Tier I ($2,000.00-$19,999.99) | $2,000.00 | 0.10% | 0.10% |
| Tier II ($20,000.00-$49,999.99) | $20,000.00 | 0.15% | 0.15% |
| Tier III ($50,000.00 – and up) | $50,000.00 | 0.20% | 0.20% |
Club Account Rates
Make saving for special moments easy and stress-free with GRSCU’s Club Accounts.
- Christmas Club Account: Set aside funds throughout the year for holiday shopping, travel, or festivities. Your balance is automatically transferred to your savings account in early November—just in time for the season.
- Vacation Club Account: Save steadily for your next getaway. Whether it’s a weekend escape or a dream destination, this account helps you build your travel fund with ease.
Both accounts offer:
- No monthly fees
- Competitive dividends
- Automatic transfers to your savings account at maturity
Start planning ahead and enjoy peace of mind when the holidays or vacation time roll around!
| Product Description | Minimum Balance | Interest Rate/ Dividend | APY* | Other Facts |
| Christmas Club | N/A | 0.05% | 0.05% | Funds deposit to savings account on November 1 yearly |
| Vacation Club | N/A | 0.05% | 0.05% | Can withdrawal up to twice a year with no fee |
*Annual Percentage Yield Annual Dividend Rate may change after the account is opened
Traditional and Roth IRA Share Rates
Secure your future with a GRSCU IRA Savings Account—designed to help you build retirement savings with tax advantages and steady growth.
- Traditional IRA Savings: Contributions may be tax-deductible, and earnings grow tax-deferred until retirement.
- Roth IRA Savings: Contributions are made with after-tax dollars, and qualified withdrawals are tax-free.
Both options offer:
- Competitive dividend rates
- No monthly maintenance fees
- Federally insured deposits
Whether you’re just starting out or planning ahead, our IRA Savings Accounts make it easy to invest in your tomorrow.
| Product Description | Minimum Balance to earn advertised APY* | APY* |
| Traditional or Roth | $0.00-$24.99 | 0.00% |
| Traditional or Roth | $25.00-$49,999.99 | 0.20% |
| Traditional or Roth | $50,000.00- and up | 0.35% |
*Annual Percentage Yield Rates Effective 1.15.26
