Small personal loans to mortgages, we have all the options to cover your lending needs.  Please contact us today to discuss our loan products and we will help you find an affordable option.

  • Personal Loans 
  • Home Improvement loans 
  • Auto loans – new and used 
  • Recreational Vehicles 
  • Share loans (collateral)
  • Equity loans & Line of Credit
  • Mortgages
  • Personal Lines of Credit
  • Auto & Homeowners Insurance Loans
  • Computer Loans
  • Energy Loans
  • Vacation Loans
  • Boats, RVs, & Campers
  • Motorcycles
  • Holiday Loans
Loan Rates

Credit Cards

  • Low fixed rate
  • No annual fee
  • Rewards points
  • Convenience to make purchases worldwide
  • Flexibility to make purchases in person, over the phone, or on the Internet. Plus obtain a cash advance when you need it.

For added convenience, you are able to make payments at both of our branches, as well as through your online banking and mobile app! Consolidating all your finances to one place makes life much easier. Pick up an application at either location!

3 Credit Card Options

  • Classic – offering a 0% balance transfer* option for the first 12 months**
  • Rewards – offering a 0% balance transfer* option for the first 6 months** 1% cash back on all transactions. U CHOOSE REWARDS
  • Secured – helping to establish or rebuild credit
Visa Agreement
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Apply For A Credit Card

To apply for a Greater Springfield CU Visa® Credit Card, select the link below, call (413) 782-3161, or stop by any of our office locations. After approval, your card is mailed within 15 business days.

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Card Activation

1-800-411-6390 or

Cardholders can activate their new card by phone and then select a custom PIN for cash advances. If you choose Web Activation, you will be unable at that time to choose a PIN.

Real Time PIN Change


Cardholders will be able to change their PIN in real time for all credit cards. The card must be active prior to attempting to use the real time PIN change phone line.

Layers of Protection

Loan Protect

This optional coverage helps to protect your credit and reduce financial pressure in the event of death or disability.*

**Exclusions apply. Ask for details.

3-D Secure

3-D Secure offers additional fraud protection by analyzing the merchant’s contextual data and then prompting consumers to verify their identity only on high risk transactions.

Lost or Stolen Card Reporting

Enjoy peace of mind knowing that if your Visa card is ever lost or stolen, assistance is a phone call away. Please call 800-682-6075 for 24/7, 365 days a year assistance or go to

Take Full Control of Your Cards

With MyCardRules,™ you decide when, where and who uses your cards.

Manage Your Card Spending Right From Your Mobile Device

Turn your cards on or off, set spending limits and get alerts. All with a few quick taps.

Transaction Assistance Line

Toll Free : 1-888-526-0404        Collect: 1-206-352-4954

*Fee for balance transfer = $0

**APR after intro period on balance transfers to be based on credit score

*** If you miss a payment or skip a payment during your introductory period you will lose the 0% rate and the appropriate rate will apply according to your credit rating.

Need Assistance?

Call (413) 782-3161