Home Equity Products

Make Your Home’s Equity Work for You — With No Closing Costs

At Greater Springfield Credit Union, we believe your home should help you achieve more. Whether you’re planning a renovation, covering education costs, consolidating debt, or preparing for the unexpected, our Home Equity Loans and Home Equity Lines of Credit (HELOCs) offer smart, affordable ways to access the value you’ve built in your home.

  • HELOCs provide flexible, revolving access to funds — borrow what you need, when you need it.
  • Home Equity Loans offer a lump sum with fixed rates and predictable payments.

And here’s the best part: There are no closing costs when you keep your loan open for at least 2 years — saving you money from day one.

As your local credit union, we’re committed to helping our members thrive with personalized service, competitive rates, and financial solutions that fit your life.

Apply today and take the next step toward your goals — with the credit union that puts you first.

Need Assistance?

Call (413) 782-3161