Unsecured & Secured Rates

 

Product Description Term in Years Maximum Limit Rate APR* Term in Months Payment Per $1000
Personal Loans 3 $4,000 as low as 10.99% as low as 10.99% 36 $32.75 per month
  4 $4,000- $6,000 as low as 10.99% as low as 10.99% 48 $25.86 per month 
  5 $6,000-$8,000  as low as 10.99% as low as 10.99% 60  $21.75 per month 
  6 $8,000-$15,000  as low as 10.99% as low as 10.99% 72  $19.04 per month 
Medical/Computer Loan $3,000 as low as 7.25% as low as 7.25% 36  $31.00 per month
Christmas/Vacation Loans 1 $4,000 as low as 7.25% as low as 7.25% 12  $86.66 per month
Insurance Loan  $3,000  as low as 7.25% as low as 7.25% 12  $86.66 per month
Energy Loan $3,000 as low as 7.25% as low as 7.25% 12  $86.66 per month
Personal Line of Credit open end $15,000  as low as 10.99% as low as 10.99% open end $20.00 per month 
Reserve Checking  $1,500  15.00% 15.00% 36  $34.69 per month
Shares Pledge Loans
3 $50,000 2.50% over share/CD 2.50% over share/CD 3
can tie to a CD – same maturity date 4-5  $50,000 4.50% over share/CD 4.50% over share/CD 4-5
can be scheduled payments for fixed term 5-7  $50,000 6.00% over share/CD 6.00% over share/CD 5-7
or stationary with no scheduled payment till maturity   7-10  $50,000 7.00% over share/CD 7.00% over share/CD 7-10
Credit Builder Loan $3,000** 9.99% 9.99% 36 $32.28 per month
Credit Cards – 3 options available
Classic no term Based on as low as 10.25% as low as 10.25%
Rewards no term Credit as low as 12.50% as low as 12.50%
Secured no term Score 13.50% 13.50%

 

All rates are subject to change.  Please call for details.  Rates effective 10/25/2018.*APR = Annual Percentage Rate** Additional limitations may apply based on term of loan. familyOngrass