Loan Rates



		Today is

Become Pre-Approved for an Auto Loan As Low As 2.50% APR Today

All rates subject to change. Please call for details. Rates Effective 01/03/12

Loans	Term	Limit	Rate	APR*	Term	Payment per $1000
Personal	3-6 yr term	as low as	10.99	10.99	36	$32.74 mth	Calculator
Open-End 14.3% (as low as)	3-4 yr term		9.90	9.90	36	$32.22 mth	Calculator
Share Secured (2.5% + rate)	3 yr			0.000	n/a	$28.87 mth	Calculator
Share Secured (call for details)	3-10 yr			0.000	n/a	n/a	Calculator
New Car 10-12	6 yr	as low as	3.20	3.20	72	$15.29mth	Calculator
**We can finance up to 95% of price of unit on new auto	5 yr 4 yr	as low as	2.95 2.50	2.95 2.50	60 48	$17.95 mth $21.92 mth	Calculator
	3 yr	as low as	2.50	2.50	36	$28.87 mth	Calculator
Used Car 10-12	6 yr	as low as	3.20	3.20	72	$15.29 mth	Calculator
**We can finance up to 90% of NADA avg. retail value	5 yr 4 yr	as low as	2.95 2.50	2.95 2.50	60 48	$ 17.95 mth $21.92 mth	Calculator
	3 yr	as low as	2.50	2.50	36	$28.87 mth	Calculator
Used Car 07-09 finance up to 80%	4 yr	as low as	3.99	3.99	48	$22.58 mth	Calculator
Used Car 03-06 finance up to 80%	3 yr	as low as	3.99	3.99	36	$29.52 mth	Calculator
New or Used Car Parity (2012-2010) if qualified	6 yr	as low as	3.20	3.20	72	$15.29 mth	Calculator
**We can finance up to 100% of price of unit on new auto	5 yr 4 yr	as low as	2.95 2.50	2.95 2.50	60 48	$17.95 mth $21.92 mth	Calculator
and up to 100% of NADA Avg. Retail on used autos	3 yr	as low as	2.50	2.50	36	$28.87 mth	Calculator
Boat Loans New/Used 10-12 we can finance up to 70% of unit price	6-10 yr	as low as	7.490	7.490	120	$11.87 mth	Calculator
Boat Loans New/Used 03-09 - finance up to 70% of unit price	5 yr	as low as	6.490	6.490	60	$19.57 mth	Calculator
Trailer/Camper New/Used 10-12 we can finance up to 70% of unit price	6-10 yr	as low as	7.490	7.490	120	$11.87 mth	Calculator
Trailer/Camper Used 03-09 we can finance up to 70% of unit price	5 yr	as low as	6.490	6.490	60	$19.57 mth	Calculator
Motorcycles New -we can finance up to 70% of unit price	5 yr	as low as	6.490	6.490	60	$19.57 mth	Calculator
Motorcycles New/Used 10-12-we can finance up to 70% of unit price	4 yr	as low as	6.490	6.490	48	$23.72 mth	Calculator
Motorcycles Used 03-09 -we can finance up to 70% of unit price	3 yr	as low as	6.490	6.490	36	$30.65 mth	Calculator
Computer Loans (max.amount $3,500.00)	3 yr	as low as	7.250	7.250	36	$31.00 mth	Calculator
Insurance Loans	1 yr	as low as	7.250	7.250	12	$86.66 mth	Calculator
Energy Loans	1 yr	as low as	7.250	7.250	12	$86.66 mth	Calculator
Vacation/Christmas Loans (max. amount $4,000.00)	1 yr	as low as	7.250	7.250	12	$86.66 mth	Calculator

*APR = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top

Home Improvement Loan

Product Description                       Points          Interest Rate           APR *                Payment per $1000

3 Year Term
N/A

9.50%

9.50%

$32.04 mth

   5 Year Term
N/A

10.25%

10.25%

$21.38 mth

15 Year Term
N/A

10.75%

10.75%

$11.22 mth

Fixed Rate Equity Loans - up to 80% Financing Available minus mortgage balance

Product Description Points Interest Rate APR * Payment per $1000

5 Year Term
N/A

as low as 3.875%

3.875%

$18.37 mth

10 Year Term
N/A

as low as 4.990%

4.99%

$10.61 mth

15 Year Term
N/A

as low as 5.500%

5.50%

$ 8.18 mth

20 Year Term
N/A

as low as 5.750%

5.75%

$ 7.03 mth

Minimum Loan $15,000. Homeowners insurance is required on all Mortgage and Equity loan products

Equity Line of Credit - up to 80% Financing Available minus mortgage balance

Product Description                    Closing Costs                                              Interest Rate

15 Year (10 Year Draw)
Waived except Appraisal fee ($310.)

Prime Rate - .25% = Rate                                                                       not to go below Floor rate 4.50%

Equity Line of Credit** (Prime -.25%) floor rate of 4.50% APR / max rate 18% APR- minimum cash out $15,000.00

Rate is based on the highest prime rate published in the Wall Street Journal on the first business day of each month minus .25%. The rate will vary. Rate will never exceed 18% APR and has a floor of 4.50% APR

Fixed Rate Mortgages- up to 80% Financing Available

Product Description

10 Year Term
N/A

CALL FOR RATES

CALL FOR RATES

15 Year Term
N/A

CALL FOR RATES

CALL FOR RATES

20 Year Term
N/A

CALL FOR RATES

CALL FOR RATES

25 Year Term
N/A

CALL FOR RATES

CALL FOR RATES

30 Year Term
N/A

CALL FOR RATES

CALL FOR RATES

Construction Loan - Rates same as above Homeowners insurance is required on all Mortgage and Equity loan products

Homeowners insurance is required on all Mortgage and Equity loan products

*APR = Annual Percentage Rate
**Call MTG Officer for details
Go To Loan Application | Go To Calculators | Back to Top