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Today is | |
| All rates subject to change. Please call for details. Rates Effective 04/18/2013 |
| Loans | Term | Limit | Rate | APR* | Term |
Payment per $1000 |
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| Personal | 3-6 yr term | as low as | 10.99 | 10.99 | 36 | $32.74 mth | Calculator | |
| Open-End 14.3% (as low as) | 3-4 yr term | 9.90 | 9.90 | 36 | $32.22 mth | Calculator | ||
| Share Secured (2.5% + rate) | 3 yr | 0.000 | n/a | $28.87 mth | Calculator | |||
| Share Secured (call for details) | 3-10 yr | 0.000 | n/a | n/a | Calculator | |||
| New Car 11-13 | 6 yr | as low as | 2.65 | 2.65 | 72 | $15.04mth | Calculator | |
| **We can finance up to 95% of price of unit on new auto |
5 yr 4 yr |
as low as |
1.95 1.95 |
1.95 1.95 |
60 48 |
$17.51 mth $21.68 mth |
Calculator | |
| 3 yr | as low as | 1.95 | 1.95 | 36 | $28.62 mth | Calculator | ||
| Used Car 11-13 | 6 yr | as low as | 2.65 | 2.65 | 72 | $15.04 mth | Calculator | |
| **We can finance up to 90% of NADA avg. retail value |
5 yr 4 yr |
as low as |
1.95 1.95 |
1.95 1.95 |
60 48 |
$ 17.51mth $21.68mth |
Calculator | |
| 3 yr | as low as | 1.95 | 1.95 | 36 | $28.62 mth | Calculator | ||
| Used Car 08-10 finance up to 80% | 4 yr | as low as | 2.35 | 2.35 | 48 | $22.36 mth | Calculator | |
| Used Car 04-07 finance up to 80% | 3 yr | as low as | 2.65 | 2.65 | 36 | $29.52 mth | Calculator | |
| New or Used Car Parity (2013-2011) if qualified | 6 yr | as low as | 2.65 | 2.65 | 72 | $15.04mth | Calculator | |
| **We can finance up to 100% of price of unit on new auto |
5 yr 4 yr |
as low as |
1.95 1.95 |
1.95 1.95 |
60 48 |
$17.51 mth $21.68 mth |
Calculator | |
| and up to 100% of NADA Avg. Retail on used autos |
3 yr |
as low as | 1.95 | 1.95 | 36 | $28.62 mth | Calculator | |
|
Boat Loans New/Used 11-13 we can finance up to 70% of unit price |
6-10 yr | as low as | 7.490 | 7.490 | 120 | $11.87 mth | Calculator | |
| Boat Loans New/Used 04-13 - finance up to 70% of unit price | 5 yr | as low as | 6.490 | 6.490 | 60 | $19.57 mth | Calculator | |
| Trailer/Camper New/Used 11-13 we can finance up to 70% of unit price | 6-10 yr | as low as | 7.490 | 7.490 | 120 | $11.87 mth | Calculator | |
| Trailer/Camper Used 04-10 we can finance up to 70% of unit price | 5 yr | as low as | 6.490 | 6.490 | 60 | $19.57 mth | Calculator | |
| Motorcycles New -we can finance up to 70% of unit price | 5 yr | as low as | 6.490 | 6.490 | 60 | $19.57 mth | Calculator | |
| Motorcycles New/Used 11-13-we can finance up to 70% of unit price | 4 yr | as low as | 6.490 | 6.490 | 48 | $23.72 mth | Calculator | |
| Motorcycles Used 04-10 -we can finance up to 70% of unit price | 3 yr | as low as | 6.490 | 6.490 | 36 | $30.65 mth | Calculator | |
| Computer Loans (max.amount $3,500.00) | 3 yr | as low as | 7.250 | 7.250 | 36 | $31.00 mth | Calculator | |
| Insurance Loans | 1 yr | as low as | 7.250 | 7.250 | 12 | $86.66 mth | Calculator | |
| Energy Loans | 1 yr | as low as | 7.250 | 7.250 | 12 | $86.66 mth | Calculator | |
|
Vacation/Christmas Loans (max. amount $4,000.00) |
1 yr | as low as | 7.250 | 7.250 | 12 | $86.66 mth | Calculator |
| *APR = Annual Percentage Rate Go To Loan Application | Go To Calculators | Back to Top |
Home Improvement Loan
N/A 9.50% 9.50% $32.04 mth N/A 10.25% 10.25% $21.38 mth N/A 10.75% 10.75% $11.22 mth
3 Year Term
5 Year Term
15 Year Term
Fixed Rate Equity Loans - up to 80% Financing Available minus mortgage balance
| 5 Year Term |
N/A |
as low as 3.750% |
3.50% |
$18.31 mth |
| 10 Year Term |
N/A |
as low as 4.000% |
3.75% |
$10.13 mth |
| 15 Year Term |
N/A |
as low as 4.250% |
4.25% |
$ 7.53 mth |
| 20 Year Term |
N/A |
as low as 4.750% |
4.75% |
$ 6.47 mth |
Minimum Loan $15,000. Homeowners insurance is required on all Mortgage and Equity loan products
Equity Line of Credit - up to 80% Financing Available minus mortgage balance
| 15 Year (10 Year Draw) |
Waived except Appraisal fee ($310.) |
Prime Rate - .25% = Rate not to go below Floor rate 4.50% |
Equity Line of Credit** (Prime -.25%) floor rate of 4.50% APR / max rate 18% APR- minimum cash out $15,000.00
Rate is based on the highest prime rate published in the Wall Street Journal on the first business day of each month minus .25%. The rate will vary. Rate will never exceed 18% APR and has a floor of 4.50% APR
Fixed Rate Mortgages- up to 80% Financing Available Product Description N/A CALL FOR RATES CALL FOR RATES N/A CALL FOR RATES CALL FOR RATES N/A CALL FOR RATES CALL FOR RATES N/A CALL FOR RATES CALL FOR RATES N/A CALL FOR RATES CALL FOR RATES
10 Year Term
15 Year Term
20 Year Term
25 Year Term
30 Year Term
Construction Loan - Rates same as above Homeowners insurance is required on all Mortgage and Equity loan products
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Homeowners insurance is required on all Mortgage and Equity loan products *APR = Annual Percentage Rate |
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