| All rates subject to change. Please call for details. Rates Effective 06/16/10 |
| Loans |
Term |
Limit |
Rate |
APR* |
Term |
Payment per $1000
|
|
| Personal |
3-6 yr term |
as low as |
9.99 |
9.99 |
36 |
$32.26 mth |
Calculator |
| Open-End 14.3% (as low as) |
3-4 yr term |
|
9.90 |
9.90 |
36 |
$32.22 mth |
Calculator |
| Share Secured (3% + rate) min. 5% |
3 yr |
|
|
0.000 |
n/a |
$29.98 mth |
Calculator |
| Share Secured (3% + rate) min. 7% |
3-10 yr |
|
|
0.000 |
n/a |
$11.62 mth |
Calculator |
| New Car |
6 yr |
as low as |
4.500 |
4.500 |
72 |
$15.88 mth |
Calculator |
| **We can finance up to 95% of price of unit on new auto |
5 yr
4 yr
|
as low as |
4.250
3.990
|
4.250
3.990
|
60
48
|
$18.54 mth
$22.58 mth
|
Calculator |
| |
3 yr |
as low as |
3.750 |
3.750 |
36 |
$29.42 mth |
Calculator |
| Used Car 08-10 |
6 yr |
as low as |
4.500 |
4.500 |
72 |
$15.88 mth |
Calculator |
| **We can finance up to 90% of NADA avg. retail value |
5 yr
4 yr
|
as low as |
4.250
3.990
|
4.250
3.990
|
60
48
|
$ 18.54 mth
$22.58 mth
|
Calculator |
| |
3 yr |
as low as |
3.750 |
3.750 |
36 |
$29.42 mth |
Calculator |
| Used Car 05-07 finance up to 80% |
4 yr |
as low as |
4.990 |
4.990 |
48 |
$23.03 mth |
Calculator |
| Used Car 03-04 finance up to 80% |
3 yr |
as low as |
5.250 |
5.250 |
36 |
$30.09 mth |
Calculator |
| New or Used Car Parity (2010-2008) if qualified |
6 yr |
as low as |
4.500 |
4.500 |
72 |
$15.88 mth |
Calculator |
| **We can finance up to 100% of price of unit on new auto |
5 yr
4 yr
|
as low as |
4.250
3.990
|
4.250
3.990
|
60
48
|
$18.54 mth
$22.58 mth
|
Calculator |
| and up to 100% of NADA Avg. Retail on used autos |
3 yr
|
as low as |
3.750 |
3.750 |
36 |
$29.42 mth |
Calculator |
|
| Boat Loans New -we can finance up to 70% of unit price |
10 yr |
as low as |
7.490 |
7.490 |
120 |
$11.87 mth |
Calculator |
| Boat Loans New/Used 08-10 - finance up to 70% NADA |
7 yr |
as low as |
7.490 |
7.490 |
84 |
$15.34 mth |
Calculator |
| Boat Loans New/Used 03-07 - finance up to 70% NADA |
5 yr |
as low as |
6.490 |
6.490 |
60 |
$19.57 mth |
Calculator |
| Trailer/Camper New- we can finance up to 70% price of unit |
10 yr |
as low as |
7.490 |
7.490 |
120 |
$11.87 mth |
Calculator |
| Trailer/Camper New/Used 08-10 -finance up to 70% NADA |
7 yr |
as low as |
7.490 |
7.490 |
84 |
$15.34 mth |
Calculator |
| Trailer/Camper New/Used 03-07 -finance up to 70% NADA |
5 yr |
as low as |
6.490 |
6.490 |
60 |
$19.57 mth |
Calculator |
| Motorcycles New -finance up to 70% Price of unit |
5 yr |
as low as |
6.490 |
6.490 |
60 |
$19.57 mth |
Calculator |
| Motorcycles New/Used 08-10-finance up to 70% NADA |
4 yr |
as low as |
6.490 |
6.490 |
48 |
$23.72 mth |
Calculator |
| Motorcycles New/Used 03-07 -finance up to 70% NADA |
3 yr |
as low as |
6.490 |
6.490 |
36 |
$30.65 mth |
Calculator |
| Computer Loans (max.amount $3,500.00) |
3 yr |
as low as |
7.250 |
7.250 |
36 |
$31.00 mth |
Calculator |
| Insurance Loans |
1 yr |
as low as |
7.250 |
7.250 |
12 |
$86.66 mth |
Calculator |
| Energy Loans |
1 yr |
as low as |
7.250 |
7.250 |
12 |
$86.66 mth |
Calculator |
| Vacation Loans** (max. amount $3,500.00) |
1 yr |
as low as |
7.250 |
7.250 |
12 |
$86.66 mth |
Calculator |
| Christmas Loans** (max. amount $3,500.00) |
6 months - 1 year |
as low as |
7.250 |
7.250 |
12 |
$86.66 mth |
Calculator |
Home Improvement Loan
Product Description Points Interest Rate APR * Payment per $1000
| 3 Year Term |
N/A
|
9.50%
|
9.50%
|
$32.04 mth
|
| 5 Year Term |
N/A
|
10.25%
|
10.25%
|
$21.38 mth
|
| 15 Year Term |
N/A
|
10.75%
|
10.75%
|
$11.22 mth
|
Fixed Rate Equity Loans - up to 80% Financing Available minus mortgage balance
Product Description Points Interest Rate APR * Payment per $1000
| 5 Year Term |
N/A
|
5.50%
|
5.50%
|
$19.11 mth
|
| 10 Year Term |
N/A
|
5.75%
|
5.75%
|
$10.98 mth
|
| 15 Year Term |
N/A
|
6.25%
|
6.25%
|
$ 8.58 mth
|
| 20 Year Term |
N/A
|
6.75%
|
6.75%
|
$ 7.61 mth
|
Minimum Loan $15,000. Homeowners insurance is required on all Mortgage and Equity loan products
Equity Line of Credit - up to 80% Financing Available minus mortgage balance
Product Description Closing Costs Interest Rate
| 15 Year (10 Year Draw) |
Waived except Appraisal fee ($210.)
|
Prime Rate - .25% = Rate not to go below Floor rate 4.50%
|
Equity Line of Credit** (Prime -.25%) floor rate of 4.50% APR / max rate 18% APR- minimum cash out $15,000.00
Rate is based on the highest prime rate published in the Wall Street Journal on the first business day of each month minus .25%. The rate will vary. Rate will never exceed 18% APR and has a floor of 4.50% APR
Fixed Rate Mortgages- up to 80% Financing Available
Product Description
| 10 Year Term |
N/A
|
CALL FOR RATES
|
CALL FOR RATES
|
|
| 15 Year Term |
N/A
|
CALL FOR RATES
|
CALL FOR RATES
|
|
| 20 Year Term |
N/A
|
CALL FOR RATES
|
CALL FOR RATES
|
|
| 25 Year Term |
N/A
|
CALL FOR RATES
|
CALL FOR RATES
|
|
| 30 Year Term |
N/A
|
CALL FOR RATES
|
CALL FOR RATES
|
|
Construction Loan - Rates same as above Homeowners insurance is required on all Mortgage and Equity loan products
